"This dynamic combination of individuals creates synergies unparalleled anywhere in the industry. The combined breadth, depth and focus of experience result in expertise in all facets of the leasing business."
-Loni Lowder, President and CEO

Loni Lowder, Chairman of the Board

Loni Lowder founded ACC in 1978. He is a recognized authority on the use of the technical aspects of equipment leasing to increase sales for middle-market leasing companies. Mr. Lowder assisted in the creation of Zions Credit Corporation, the leasing arm of Zions Bancorp, and acted as Director of Marketing. Also, he has held management and sales positions at IBM and ADVO corporations. His leadership, insight, energy, and creativity have been instrumental in creating the successful company ACC is today. Mr. Lowder has an MBA from the University of Utah.

Gary B. Judd, National Marketing Manager

Gary B. Judd has been with ACC Capital Corporation for over twelve years. He has over forty years experience in the equipment financing and leasing industries as well as commercial banking. Prior positions include: senior vice president and manager of First Security Leasing, regional manager for Associates Leasing, and regional manager with Harco Leasing and International Harvester Credit Corporation.

Kirstin Patterson, CLP, Vice President/Chief Operating Officer

Kirstin Patterson, Vice President and Chief Operating Officer of ACC Capital Corporation originally joined the company in 1992 and has extensive experience in all facets of the leasing industry. During her tenure at ACC, Ms. Patterson has seen the company grow from five employees to its largest size of more than 50. Ms. Patterson formed the documentation, syndication and small ticket departments, drafting many of the documents and all policies and procedures for the operational divisions at ACC. Currently Kirstin oversees the day to day operations of the company and has direct P&L responsibility. Ms. Patterson’s educational background is in finance and accounting. She holds a CLP designation (Certified Leasing Professional) and has served on numerous committees and councils in the industry.

Anthony K. Ellsworth, Senior Marketing Consultant

Anthony K. Ellsworth is a seasoned marketing professional with 27 years of experience in the industry. Further, as a graduate of Loyola University, School of Law and a Member of the State Bar of California, his legal acumen has provided ballast for both Pacific Financial Company, a joint venture with ACC Capital Corporation (formerly PFC Group, Inc.) and Pacific Financial Resources, for whom he is President and Counsel.